Underwriter

SUMMARY

Underwrite a profitable and growing book of business with acceptable loss and expense ratios, while maintaining good overall agency relationships. Support corporate goals and objectives.

ESSENTIAL DUTIES & RESPONSIBILITIES

• Evaluate risks for acceptance, renewal, modification, or declination within established departmental underwriting criteria and individual authority documents to produce an underwriting profit.

o Analyze underwriting information such as applications, change requests, inspections, credit reports, MVR's, cost estimators. Evaluate alternative outcomes, make appropriate underwriting decisions and include proper and accurate file documentation. The gauge of this duty will be underwriting audit scores and total profitability of the territory.

o Answer questions from agents and other team members concerning risk analysis, eligibility, underwriting rules, rating and company practices and procedures.

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