Mortgage Risk Assessment Specialist

We are seeking a skilled U.K Mortgage Underwriter with expertise in the 4 C’s of underwriting (Credit, Capacity, Collateral, and Capital). The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards.

Shift & Working Days:

• Shift: U.K Shifts
• Working Days: 5 days of working.

Key Responsibilities:

• Underwriting Activities: Review, analyse, and approve/deny mortgage applications based on risk assessment and investor guidelines.
• 4 C’s of Underwriting: Evaluate borrower’s Credit, Capacity, Collateral, and Capital to determine loan eligibility.
• Income Calculation: Assess borrower income using tax returns, W-2s, pay stubs, and financial statements.
• Risk...