Mortgage Processor

Description

A Mortgage Loan Processor organizes the paperwork and documents pertaining to a mortgage loan. They are responsible for preparing disclosures, ordering appraisals, title work and escrow. Processors confirm data as compiled by the loan originator in SNMC’s Loan Operating System.

Essential Functions

To verify the borrower's information, Mortgage Loan Processors order credit reports, verify employment with the employer, review documentation provided by the borrower, title company, appraiser, real estate agent to support the following:

• Employment
• Income
• Assets
• Net worth
• Willingness to pay
• Property appraisal
• Property survey

In their final analysis of the loan, the Mortgage Loan Processor determines when the file is complete and ready for underwriting submission. The file is then submitted to the underwriting for underwriting of all the documentation prepare...

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