Credit Risk - SME & Transaction Banking

About the Role

A credit professional with expertise in supply chain finance and working capital lending, seeking to drive sound credit decisions through in-depth financial analysis, risk assessment, and proactive portfolio monitoring while maintaining high credit quality and regulatory compliance.

Responsibilities

Credit appraisals – Anchor proposals, Spoke proposals which will include Vendor Finance, Inventory Finance, Sales Bills discounting, Purchase bill discounting, Pre-shipment, TREDS, WC loans etc.
Conduct historical financial analysis along with futuristic projections scenarios, Industry and Market trends, transaction analysis (i.e. structure issues, collateral, etc.), cash flow analysis/financial modelling, rating sheets that identify major trends, issues, identifying key risks, strengths and weaknesses of the client/transaction. Provide complete assessment and recommendations to sanctioning authority.
Analysis of Financial statements (Profit &...

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Submit your application today and join our talented team at Virtuous Advisors & Resources Private Ltd (Virtuous Resources).

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