Credit Risk Officer

• Manage and monitor the bank's credit portfolio across industries and geographies


• Define and oversee credit appetite, limits, and portfolio concentration risks


• Review, implement, and maintain credit policies and procedures in line with group and EU requirements


• Identify, measure, monitor, and report credit risk across head office and branches


• Produce regular and ad-hoc credit risk reports for internal committees and regulators


• Coordinate internal and external audit requests related to credit risk topics


• Perform on-site and off-site credit reviews and portfolio inspections


• Develop and maintain credit risk early-warning indicators (e.g. SICR, UTP)


• Oversee IFRS 9 classification standards and quarterly ECL production with analytical insight


• Monitor regulatory developments and lead implementation of credit-related guidelines


• Maintain watchlists and conduct indus...

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