Credit Officer (Hybrid Role) at Fruit Micro Credit

Confidential
📍 Ghana, Ghana, Ghana 💼 Full-Time 🕒 Posted July 07, 2026

Job Description

Fruit Micro Credit invites applications from suitable qualified applicants for the position of a Credit Officer to strengthen our operations at Accra and Kasoa

Job Summary


This is a performance-driven role requiring strong experience in credit assessment, loan

recovery, and portfolio management. Successful candidates must enforce repayment discipline,

control risk exposure, and maintain high portfolio quality.


Key Responsibilities


• Identify and recruit qualified micro and small business clients in line with company policy.

• Conduct thorough client assessments, loan appraisals, and field investigations.

• Mobilize, disburse, and ensure strict recovery of loans to maintain a Portfolio at Risk (PAR) not exceeding 5%.

• Consistently chase delinquent and default clients to demand repayment in line with recovery procedures.

• Submit accurate daily, weekly, and monthly reports on disbursemen...

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Job Details

  • Location Ghana, Ghana
  • Job Type Full-Time
  • Category Financial Specialists
  • Posted Date July 07, 2026
  • Application Deadline August 16, 2026