Credit manager

Job Title: Credit Manager (Parow, Cape Town)

Key Responsibilities Credit Model Development & Enhancement: Lead the design, development, and continuous improvement of credit models, scorecards, and analytics tools Analyse and integrate data to refine credit decisioning systems, ensuring they align with industry best practices and regulatory standards. Credit Automation & Decisioning: Drive automation initiatives to streamline credit evaluation and approval processes. Make credit recommendations and approve credit applications within authorized mandate levels, ensuring the placement of quality assets. Implement responsible lending practices to minimize risk and ensure compliance. Risk Management: Assess and manage credit risk across new and existing client portfolios. Conduct thorough credit assessments to ensure the acquisition of high-quality assets while mitigating potential risks. Monitor credit performance and provide insights to adjust risk parameters as necessary. Client-...

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