Cluster Credit Manager (Secured Business Loans) - Vizag

• Oversee the underwriting of the loans in the designated region.
• Lead a team of Credit Managers at a Cluster Level.
• Review the underwriting process and define process as per available resources and branch requirements.
• Credit decision for secured on organisation policies, processes and merits as per limits.
• Evolve underwriting norms customized to the local market needs and update the credit bulletins.
• Identify fraudulent practices and mitigate risk through changes in policy and process.
• Formulate and manage the technical evaluation process and policies in the region.
• Formulate and manage the legal evaluation process in the region.
• Appoint and manage external agents for verification process: Fraud investigation, Legal verification and technical evaluation.
• Co-ordinate with the recoveries team and generate business insights to mitigate risk
• Resource planning and management at hub for smooth r...

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