Card Portfolio Strategist

JD for

Credit Cards Portfolio Specialist

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Location - Bangalore

Seeking applicants with experience in Portfolio Management/Optimization in Cards only for a leading multinational company.
Candidates with more than 9 years experience need not apply.

Purpose
Primary focus: Support and execute portfolio strategy to drive acquisition, activation, engagement, and incremental spend across credit and debit card portfolios.
Core expertise: Cards portfolio optimization strategy, customer lifecycle management (CLM), and campaign management (design, targeting), with strong familiarity with payments industry rules and card-network/regulatory guidelines.

Responsibilities
Portfolio Strategy and Performance
Develop and refine end-to-end strategies to improve KPIs: acquisition, activation, usage, spend per active, retention, cross-/up-sell, attrition reduction, credit losses, and ROI.
Diagnose performance drivers and recommend segm...

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