Branch Credit Manager-Wheels(CV/CE/Car)

Job Description

Evaluation of Proposals put up for recommendation / approval as per credit policy.

Customer visit and discussions to assess the loan requirement.

Customer business and income assessment. Understanding the business thoroughly for self-employed non-professional profiles.

 Ascertaining and Validating the revenue streams and expenditure of the business.

Should be able to see through the potential risks of the proposal.

 Should have ability to do due diligence without sufficient and formal documents / data.

Files Checking as per Credit Policy. Risk Analysis related to case & Client.

Maintaining quality of credit information, underwriting standards and presentation.

PDD and Portfolio Management.

 Facilitate the development of clearly defined and updated policies & procedures for all credit risk management. 

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