Associate Credit Officer

NBT Bank
📍 Williamsville, NY, United States 💼 Full-time 🕒 Posted July 04, 2026

Job Description

Pay Range: $82,901.00 - $110,549.00



Provides support to the Credit Officer underwriting loans with moderate and higher level complexity. Joins credit officer and commercial banking officers on client and prospect calls in multiple markets. Completes due diligence and analyzes industry and company financial information. Prepares spreads, written analysis and underwriting documents providing a comprehensive financial analysis of the borrower and guarantor’s financial condition documenting repayment capacity, including industry comparisons and projections when necessary, LAR, and other materials supporting loan approvals as needed. Demonstrates strong judgment in loan structuring and recommendations for approval and an ability to interact effectively with clients.


Education and Experience:

+ 4 Year College degree, preferably in Finance or Accounting or equivalent education and experience

+ Minimum 5 years lending or credit experience

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Job Details

  • Location Williamsville, NY
  • Job Type Full-time
  • Category other-general
  • Posted Date July 04, 2026
  • Application Deadline July 08, 2026